Get Your Personal Loan Up To $5000
Need money for expenses out of the blue? No problem! Payday loans is here to offer a fast and reliable money solution in any life situation
Getting a loan at the first chance or first attempt is not so easy. You need to have all your documents in order and most importantly need to have good credit. If you could not get a traditional loan, then don’t worry, our second chance payday loans will give you a 2nd chance to get a loan.
Even if you have poor credit and have not been able to get loans from other sources, don’t worry! We offer 2nd chance payday loans to direct lenders that are the best and most convenient way to get a payday loan in Louisiana. These are payday loans given based on your job or fixed income and are the best way to get quick money.
Why get a 2nd chance payday loan from us?
Getting a second chance payday loan seems a herculean task when you have bad credit. Your loan application would have been rejected by many banks and institutions. This would have been a distressing experience and you would have wondered if you will ever get a loan. When you come to us for a payday loan, it is a 2nd chance that will help you get the money you need.
Getting a payday loan from us will be the best decision you would have taken. Our loan process is simple, easy, and convenient. This is why we are the first choice when people want a payday loan. The following are the benefits you will get when you come to us for a 2nd chance payday loan.
- Our application process is simple. All that is required to be done is to fill a simple form. We don’t insist on unnecessary documentation nor do we follow complex procedures. You can fill our application form within a few minutes.
- When you come to us, your loan is guaranteed. Whatever is your status, whether you have good credit or bad credit does not pose a problem. The loan is assured as long as you meet the eligibility requirements of having a fixed income and are 18 years of age.
- The loan you get can be repaid the next month once you receive your paycheck. We will transfer the loan amount directly to your bank account.
- You can use the amount loaned for whatever purpose you want.
- The best part about this loan is when you take the loan and repay it, your credit score will be improved. This is a great way for you to build your credit by getting a second chance payday loan online from us.
- Our website offers a platform that brings lenders and applicants together. This is beneficial for both. Lenders can decide whom to lend to. Similarly, applicants can compare terms offered by different lenders and the interest rates offered before deciding which lender to work with.
- Our website is available 24/7 and you can apply for a loan at any time. The entire process can be done online, which is extremely convenient.
Getting the 2nd chance payday loan
You can get a 2ndchance payday loan very easily from us. When you apply online, you can be assured of getting a payday loan at the best terms. Here is how you can get a 2nd chance payday loan from us:
Click on the get started button you see on this page to get started with your 2nd chance loan application.
- You will get an application that has to be filled in.
- Provide your personal details, including name, address, and details of ID proof offered. You also need to provide your bank details because the loan amount would be directly transferred to your bank account.
- The most important part of the application is the employment details. You need to provide details of your employer and the salary earned. A copy of the pay stub may need to be enclosed. Your payday loan will be approved based on this information.
- Once your application is received, direct lenders will have access to it. They will approve it within a few hours.
- You can then sign a contract with the lender online to complete the process.
- The loan amount is transferred to your bank account.
Frequently asked questions
1. What are 2nd chance payday loans?
A 2nd chance payday loan is a payday loan given to those who have bad credit and are thus are unable to get a loan from traditional financing. Payday loans are short-term loans given for a short duration of around a month. You can repay the loan on the next payday. The loan is given to those who have a job with a fixed income. You will get the loan based on your income and you can repay the loan when you get your next paycheck.
2. I have poor credit and do not have any security for a loan. Can I still get a 2nd chance payday loan?
Yes, you can! If you meet our eligibility requirements of having a fixed income, then you can get a payday loan approved very easily. We do not carry out a credit check, so even those who do not have good credit can apply for this loan. The loan we offer is unsecured and hence you do not need any security/collateral. You also don’t need a co-signer for the loan.
3. Can I get more than one payday loan at a time?
Generally, it is not advised to have more than one payday loan at a time. In case, you have an emergency, you can get in touch with us. Our lenders may be willing to help you. You must note that if you want two payday loans at a time, your credit needs to be reasonably good. If your credit is bad, the chances of getting two payday loans are less.
4. Can we get loans directly from the lender?
Yes, InstantPaydayLA offers 2nd chance payday loans near me from direct lenders for bad credit. You can get your loan directly from our lenders and the whole process can happen within 24 hours.