Would you rather live a financially strained-filled life than leverage one of our various funding options? I thought as much!
To get started, fill out our personal payday loan request form below for secure access to one of our personal payday loans in Louisiana.
Place request form here
Understanding Online Payday Loans in Louisiana
Although there are no current restrictions on how many personal payday loans you have at once in the state of Louisiana, it, therefore, won’t be wise to take up as much cash advance that you don’t need.
If you get caught unawares with bills and find yourself sourcing for cash in between paychecks, then you might want to consider a personal payday loan in Louisiana.
You’re not alone in this – millions of Americans are also faced with this kind of predicament every now and then. But, to your best of luck, payday loans are 100% legal in the state of Louisiana, with no restrictions on how often you can apply for one.
However, it’s essential to choose the right lending platform to prevent strict loan terms that keep you further in debt rather than helping out with your current financial status.
Fortunately, InstantPaydayLA offers cash advances in Louisiana with a more simplified application process that takes as little as 5 minutes.
How it Works at InstantPaydayLA
Spoiler alert: it is the best!
Here at InstantPaydayLA, we’re well aware of the need for financial assistance at some point, especially with life events being unpredictable.
Therefore, our primary goal is to propose a solution where anyone going through one or two financial issues can get quick access to a personal loan via a secure and transparent process.
Our loan application process is therefore regarded as secure, superfast, and straightforward!
A payday loan is a type of secured personal loan that aims at keeping a person’s finances going in between paychecks.
By secured, this means that they do not require any form of collateral (such as title to a piece of property, a car, etc.), as required by regular traditional loans. Instead, the primary requirement for a personal payday loan is proof of identity and a proof of employment status or proof of a steady source of income.
Some common uses of personal payday loans in Louisiana are auto repair, debt consolidation, dealing with small purchases, home improvement, medical expenses, rent or mortgage repayments, schooling, emergency expenses, both large and small.
We offer online personal payday loans in Louisiana of up to $5,000 with a quick feedback process in real-time.
What Makes Us Unique?
We strongly believe everyone should have instant access to credit at every point in time, irrespective of their current financial status and credit rating.
By filling out all necessary details in our request form, your response is instantly sent to our vast network of lenders to scout for the best lender that best suits your request.
Your account will then be credited almost immediately upon approval of your loan request – the entire process taking just about 24 hours.
As discussed earlier, our personal payday loans are:
- Quick to access
- Secure
- And do not require a credit check
It doesn’t stop there…
Here at InstantPaydayLA, we give users total control of how much funds they can borrow from us in a more conducive and user-friendly manner. You also have the leisure of requesting funds from your home or while on the go.
We offer free and transparent services with no hidden fees or charges on our part, with users not having to worry about any further obligation(s) or threats to their data security.
For a better understanding of how we make use of your Personally Identifiable Information (PII), kindly visit our Privacy Policy page.
Loan requests are approved based on the following criteria listed below:
Eligibility Status
Loan requests are first screened based on the following three (3) steps:
1.Submission of a loan request on our Platform via the request form: This usually takes nothing less than 5 minutes. The process affords users the convenience of not having to stand in long lines or queues waiting to apply for their funds – the entire application is conducted online, digitally via our Website.
The best part?
The application process is not limited to a specific type of mobile or desktop operating system. Our Platform supports both Android and IOS, Windows, and Mac users for an on-the-go application process.
2.Approval process and funding: This process takes just less than 24 hours to be completed. The moment our system identifies a completed loan request form submit, it immediately connects a lender to such party sending out the request. The lender then proceeds to forward the sending party a loan proposal that contains the necessary terms and conditions of the loan that is about to the disbursed. Once this process is completed, your funds will be credited directly to your bank account in about 24 hours.
3.Loan settlement: This simply involves the act of paying back the loan for the agreed terms between the lender and the recipient party. InstantPaydayLA is structured to automatically deduct the loan settlement on receipt of the recipient’s next paycheck.
But note: Do not borrow more than you know that you can pay back because this could imply a breach in terms of the loan agreement, forcing us to take some legal actions against you to get the funds back to our lenders.
Criteria
The following criteria are required for applicants to have their loan request approved successfully:
- Applicants must possess United States citizenship and currently reside in the country when applying for the loan offer.
- We do not approve personal payday loans for applicants that are less than 18 years of age.
- A proof of employment status that shows the total duration of time the applicant has been working in the company as stated in his loan form. Note: applicants are required to have been working in the same company for at least a period of three (3) months prior the time of application of the payday loan offer.
- Applicants must verify that all the required information they are submitting in the loan application process is valid (this includes but is not limited to the following contact information: mobile phone number and email address). Thus making it easy to contact you on approval of your payday loan request.
- All banking information provided must be valid. The provided account details are where your funds would be credited to on approval of your loan request. Thus, the provided bank account must be kept active all through the duration of the loan offer (this covers the time of application of the loan offer to the time of
settlement). - As a way to ensure that the loan recipient is sure to pay back on the loan offer, we require that applicants must be earning nothing less than $1000 as monthly income to qualify for any of our loan offers.
Do you have any further question(s) or inquiries about our various personal payday loan terms, kindly visit our
FAQ page…