1 Hour Payday Loans

1 Hour Payday Loans

Get Your Personal Loan Up To $5000

Need money for expenses out of the blue? No problem! Payday loans is here to offer a fast and reliable money solution in any life situation

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When you need bulk cash in an emergency, such as to pay for medical bills, car repair, home renovation, or like, you resort to instant cash loans. One-hour payday loans are a common concept today, but even these lenders take around 24 hours to process the payment. What happens if you need loans immediately? Also, what happens if you have bad credit and your chances of getting the payday loan reduces? You can resort to payday loans from Instant Payday LA. Yes, we offer loans within 1 hour payday loan in Louisiana, and you do not need to worry about your credit scores.

Is it possible to get 1 Hour Payday Loans From a Direct Lender for real?

Payday loans used to take at least 24 hours of processing time previously, but at present, you need not worry about a long time, paperwork, and a good credit score for the processing of payday loans. Direct lenders will mostly deny the fact that it is actually possible to disburse loans within 1 hour. It is possible to get payday loans from direct lenders from Instant Payday LA. With the technological advancement in recent years, money transfer is possible within 1 hour from only a few direct lenders. The best thing about these 1-hour loans is that there is no lengthy application procedure and paperwork involved in these payday loans.

As direct lenders, there is no background check involved. Direct lenders provide you with the 1-hour loans to help you pay off emergencies and bulk payments. There is no long approval time for 1-hour payday loans. Direct lenders provide loans to the applicants based on their present income source and their current employment status. The loans are processed almost as soon as your application is received only a few formalities need to be fulfilled. However, the interest rates of these 1-hour loans are high comparatively. You can get such loans lending from $200 to $5000, and it is disbursed to your bank account almost immediately. These Payday loans are often regulated by the Federal and State government in the US.


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What is a 1-hour payday loan?

Do you know what payday loans are? Payday loans need to be understood to understand what a 1-hour payday loan is. Basically, payday loans are short-term loans that are given to borrowers based on their present salary and employment. These payday loans are often taken by individuals and repaid when their next paycheck arrives. These payday loans are taken for emergencies where the payments are required in bulk. 1-hour payday loans with no credit check is the one where your requested money is transferred to your bank account almost as quickly as you apply for it. As an applicant, you need not worry about your credit score. Payday loans in 1 hour do not require your credit score or any other documentation, the fact that you have your job and have a salary is enough to accept your application. You can apply by phone as well.

What are the criteria for Payday loans?

  • The borrower should be employed.
  • The borrower should be a citizen of the United States.
  • The borrower should be above 18 years of age.
  • The borrower must have a valid email ID and residential address.

Payday loans do not require documents. However, the final decision for disbursement of the loans depends on the lender. The approved amount of loans by the lender depends on them. Based on your employment record and the amount they think that you can repay, or their personal reservations, the final amount to be disbursed varies. The application for the loan, the approval, and the disbursement of the loan happens online. The repayment of such loans happens over 30 days mostly. The repayment can happen automatically from the borrower’s account on the repayment date electronically.


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Frequently Asked Questions

How good are the 1-hour payday loans direct lenders?

One opts for 1-hour loans mostly in situations when there is an emergency. These 1-hour payday loans have a high interest rate, but they are quite feasible because you do not have to worry about your credit scores, wait to get long paper works done, or long hours to get the payment transferred to your account.

Are One-hour payday loans legit?

Most payday loans disbursed within 1 hour are done online by direct money lenders such as Instant Payday LA. Such payday loans are regulated by the Federal and State governments in the United States and are legal. You need to fulfill a few pre-requisites already mentioned, and you are good to go.

What are the benefits of payday loans over bank loans?

If you need to take a bank loan, you will have to show your documents, go through several lengthy paperwork, your background verification will happen, and your eligibility will be determined based on the background score. Post-approval of your application, the loan amount may take several days to get transferred to your account. However, in the case of payday loans, all those are a thing of the past. You make your loan application online, meet the pre-requisites, and your loan gets disbursed within 1 hour.

Will I get a loan if I have a bad credit score?

You do not have to be concerned about your credit score when you are applying for a 1-hour payday loan. For a 1-hour payday loan, there will be no background check done. The loan will be approved based on your current salary and your employment status.

By when do I need to repay the loans?

Once you take a payday loan, whatever be the amount, you have a window of 30 days to repay it. Most borrowers pay off their 1-hour payday loan as soon as they receive their next month’s paycheck.

What are the interest rates for payday loans?

Payday loan interests are high compared to normal bank loans. However, the quick availability and simple paperwork that is associated with it is worth the interest for many individuals in urgent need of the money.


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